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	What Can I Afford?
	Financing Your Dream For many, owning a home is the dream of a lifetime. But it's important not to let that dream go beyond reality. The first step in looking for a home is to determine how much you can afford to spend on a monthly mortgage. On average, most people spend about 32% of their monthly income toward their mortgage. While it may be tempting to buy the largest home possible for your income, there are many reasons you may want to conserve some of your income, including: Unexpected repairs or maintenance; Differences in insurance premiums; Changes or increases in utility bills; Changes or increases in property taxes. Be sure to talk with a financial specialist to determine how much you can afford based on your personal situation. You can also use the mortgage calculator below to get an estimate of what you may be able to afford. See a Pissocra Mathias Realty agent for references to get pre-qualified for free! Mortgage Calculators

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